{"id":5203,"date":"2023-07-22T14:47:00","date_gmt":"2023-07-22T14:47:00","guid":{"rendered":"https:\/\/sigbi.org\/st-austell-and-district\/?page_id=5203"},"modified":"2023-08-09T12:14:20","modified_gmt":"2023-08-09T12:14:20","slug":"kiva-loans","status":"publish","type":"page","link":"https:\/\/sigbi.org\/st-austell-and-district\/kiva-loans\/","title":{"rendered":"KIVA Loans"},"content":{"rendered":"<div style=\"width: 532px;\" class=\"wp-video\"><!--[if lt IE 9]><script>document.createElement('video');<\/script><![endif]-->\n<video class=\"wp-video-shortcode\" id=\"video-5203-1\" width=\"532\" height=\"300\" preload=\"metadata\" controls=\"controls\"><source type=\"video\/mp4\" src=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/08\/kiva-loan-video.mp4?_=1\" \/><a href=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/08\/kiva-loan-video.mp4\">https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/08\/kiva-loan-video.mp4<\/a><\/video><\/div>\n<p><strong>A Kiva loan begins with the borrower.<\/strong> A borrower applies for a loan on Kiva.org through their local\u00a0<a href=\"https:\/\/www.kiva.org\/about\/where-kiva-works\">Lending Partner<\/a>, who uploads the details of the loan through the system. A worldwide network of volunteers ensures that these details are properly edited and translated before it goes live. Then the loan is ready for our millions of lenders to browse and fund. Once an international loan is funded, the Lending Partner then deploys the money and collects repayments.<\/p>\n<p>There are all kinds of Kiva loans\u2014each as unique as the individual borrower.<\/p>\n<p><strong>\u00a0\u201cKiva\u201d means \u201cunity\u201d in Swahili.<\/strong> In 2005, Matt Flannery and Jessica Jackley chose to name their microfinance organization Kiva, for the name\u2019s inclusive connotations. It also represents the connection that is facilitated between people all over the world<\/p>\n<p><strong>Due to the generosity of donor John Brumby, the St Austell &amp; District Soroptimists have been able to support 64 loans since 2016. A donation of \u00a3500 was made in memory of Joy Brumby a former soroptimist member and past president. Here are some of our latest projects.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_5206\" aria-describedby=\"caption-attachment-5206\" style=\"width: 226px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/LOLryn.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5206\" src=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/LOLryn.png\" alt=\"\" width=\"226\" height=\"303\" srcset=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/LOLryn.png 226w, https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/LOLryn-224x300.png 224w\" sizes=\"auto, (max-width: 226px) 100vw, 226px\" \/><\/a><figcaption id=\"caption-attachment-5206\" class=\"wp-caption-text\">Lolryn<\/figcaption><\/figure>\n<p><strong>Lolryn<\/strong><\/p>\n<p><strong>Philippines \/ Personal Expenses<\/strong><br \/>\nLorlyn is a hardworking microentrepreneur. She is single and has a native bag weaving business in the Philippines.<br \/>\nLorlyn requested a loan to invest in a sanitary toilet.<br \/>\nLorlyn knows that using the sanitary toilet will ultimately reduce health and hazard risks to her family.<br \/>\nA loan helped to build a sanitary toilet for her family.<\/p>\n<p><strong>This loan is special because:<\/strong><br \/>\nIt helps protect families who are most vulnerable to waterborne diseases.<br \/>\nThis loan helps to improve the living and hygiene standards of families in the Philippines by ensuring households have a safe water supply and improved sanitation facilities. By supporting this loan, we have helped the borrower reduce rates of waterborne diseases and increased her economic outcomes.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_5207\" aria-describedby=\"caption-attachment-5207\" style=\"width: 232px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/maria.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5207\" src=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/maria.png\" alt=\"\" width=\"232\" height=\"224\" \/><\/a><figcaption id=\"caption-attachment-5207\" class=\"wp-caption-text\">Maria<\/figcaption><\/figure>\n<p><strong>Maria Felix<\/strong><br \/>\n<strong>Nicaragua \/ Grocery Store<\/strong><br \/>\nNine years ago Mar\u00eda decided to start her own business with a little capital that she had saved. Today, she has a small grocery store which enables her to generate the income to support her daughter as a single mother.<br \/>\nMar\u00eda turned to Kiva loans to buy beef, chicken, soft drinks, sweets, rice, beans, oil, sugar, coffee and cleaning products to stock her store. Her goal is to continue to build up her business.<br \/>\nA loan helped to buy beef, chicken, soft drinks, sweets, rice, beans, oil, sugar, coffee and cleaning products to stock her store.<\/p>\n<p><strong>This loan is special because:<\/strong><br \/>\nThis loan provides capital to a first-time business owner. It has equipped a woman entrepreneur with a basic financial education and the funds to start a business. In this case, we&#8217;ve helped a woman gain financial independence and provide for her household.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><a href=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/Ana.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-5204\" src=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/Ana.png\" alt=\"\" width=\"199\" height=\"269\" \/><\/a>Ana Del Carmen<\/strong><br \/>\n<strong>El Salvador \/ Food Production\/Sales<\/strong><br \/>\nAna went to school through the sixth grade. She is a single mother; her children are in school. A nephew also lives with her.<br \/>\nAna makes tortillas to sell. She has done this for twelve years; she learned how to do it from her aunt. She has this business in her house, working from 10:00 am to 2:00 pm. From time to time, her daughter helps her deliver orders to customers.<br \/>\nThis loan is to buy a new kitchen and gas to make and sell tortillas.<br \/>\nAna dreams of her business being bigger and of enjoying a better quality of life.<\/p>\n<p><strong>This loan is special because:<\/strong><br \/>\nIt supports a single mother and other vulnerable women.<\/p>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_5205\" aria-describedby=\"caption-attachment-5205\" style=\"width: 218px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/Azima.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5205\" src=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/Azima.png\" alt=\"\" width=\"218\" height=\"219\" srcset=\"https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/Azima.png 218w, https:\/\/sigbi.org\/st-austell-and-district\/files\/2023\/07\/Azima-150x150.png 150w\" sizes=\"auto, (max-width: 218px) 100vw, 218px\" \/><\/a><figcaption id=\"caption-attachment-5205\" class=\"wp-caption-text\">Azima<\/figcaption><\/figure>\n<p><strong>Azima<\/strong><br \/>\n<strong>Togo \/ Fruits &amp; Vegetables.<\/strong><br \/>\nAzima is a married woman with two dependent children. She sells fried yams, buying the ingredients at the market. Azima applied for a loan to buy bowls of yams, jugs of oil and cartons of pasta. She would like to sell more to meet customer demand.<br \/>\nA loan helped to buy four bowls of yams, two jugs of oil and four cartons of pasta.<\/p>\n<p><strong>This loan is special because:<\/strong><br \/>\nIt helped a vulnerable population in Togo access credit and grow their businesses.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>We are changing lives!<br \/>\nAmount lent $4,200.00<br \/>\nAmount repaid $3,610.10<br \/>\nAmount lost $120.87<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Kiva loan begins with the borrower. A borrower applies for a loan on Kiva.org&#8230;<\/p>\n","protected":false},"author":841,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5203","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>KIVA Loans | Soroptimist International of St Austell and District | SIGBI<\/title>\n<meta name=\"description\" content=\"SIGBI : Soroptimist International of St Austell and District : KIVA Loans : Soroptimist International of St Austell and District is part of a worldwide organisation of women, find more information regarding the KIVA Loans here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sigbi.org\/st-austell-and-district\/kiva-loans\/\" 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